Medicare - Your Legacy Legal Care

January Is for Seniors On Medicare

January can be a difficult month for seniors, especially when it comes to prescription costs. With the start of the new year, Medicare prescription deductibles reset, leaving many seniors with high bills for their necessary medications. This can be a…

Planning for Future Healthcare Costs

Healthcare is one of the biggest expenses any person must shoulder, but especially those that are retired. Despite working and saving for your entire life, many people discover they are not financially prepared for the high cost of medical expenses,…

Your Parent is Hospitalized: Medicaid and Elder Care Planning to Do Now

When a parent ends up in the hospital, it can be frightening. But it can also be chaotic if your parents have not yet thought about their wishes for health care, end-of-life, and their estate. What end-of-life and long-term care…

Moving Overseas? Plan Ahead.

The Wall Street Journal recently provided some guidance for Americans relocating overseas in “Moving Abroad? Here’s the Checklist.” Insurance. These regulations are frequently at the country or state level, so insurance that is valid or that can be sold in one jurisdiction may…

Some Surprising Expenses in Retirement

After working hard and saving your money wisely, you’re ready for a successful retirement. Unfortunately, there can be bumps and hiccups with the plans. Nobody wants to be caught off-guard when it comes to saving for the future, so Forbes…

Come On, Do I Really Need a Will?

The answer to that question has always been an unequivocal “yes”—especially when there’s a spouse, children or stepchildren. However, there are some financial advisers that now say many Americans might not need a will. Forbes’ article, “Do You Really Need…

Create Your IRA Exit Plan

IRAs, 401(k)s, 403(b)s and other qualified accounts are popular tools for building a retirement nest egg. But after investing and saving with one of these plans for the last 30 years, as retirement nears you may ask yourself, "What should…

Shop Around for Medigap Insurance

There’s quite a range of prices for Medicare supplement insurance (Medigap) policies, and there’s a good chance you can decrease the cost of your premiums by moving to another plan. However, the options might be limited based upon your health…

A Close Look at the Costs for End-of-Life Care

A recent study showed that people in the U.S. fear developing Alzheimer's disease more than any other major life-threatening disease—including cancer, stroke, heart disease and diabetes. It also found if diagnosed with the disease, most have deep concerns about their…

Look out: Medicare Changes on the Way!

Can you believe that Social Security’s 60 million-plus beneficiaries are scheduled to get a miniscule 0.2% cost-of-living adjustment next year? In addition, some Medicare recipients could be in line for some steep premium increases, according to the annual trustees reports…