How Do Special Needs Trusts (SNT) Work?

When you have a loved one with disabilities, there's a lot that goes into planning for their future. You want to help provide for them financially, but you don’t want money or assets to interfere with their eligibility for public…
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What Are the New Rules for Special Needs Trust?

If you are someone financially planning for a loved one with special needs, you are likely aware of how important Special Needs Trusts (SNTs) can be. These legal tools serve to provide financial security for your loved ones while preserving…
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What Is a Special Needs Trust Under Texas Law?

Under Texas law, a special needs trust is a trust that allows a person with a disability to have money put aside for their care. Additionally, the special needs trust still allows the person with a disability to be eligible…
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Special Needs Estate Planning: Basic Strategies and Tactics

Families with children with disabilities need to take extra precautions in their estate planning.  This is true regardless of whether the child with special needs is a minor or is now an adult – especially if they will one day…
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Estate Planning to Protect a Child with Disabilities

When you have a child with disabilities, planning for the future can be complicated. But it is even more critical for parents to plan for a time when you will not be there to care for and advocate for your…
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Houston Special Needs Lawyer: Basics of a Special Needs Trust

For families that have loved ones with a disability, ensuring the care for their loved one once the caretakers are gone is of the utmost priority. The loss of specialized care and Medicaid or SSI benefits is a very real…
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What the Heck is a Pooled Trust?

When making decisions on care and insurance coverage for disabled and/or elderly loved ones, it is easy to get lost in the myriad of choices and complicated regulations. With Medicaid there are income caps, so individuals often do not qualify…
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Trusts from A to Z

Many folks assume that trust funds are only for the rich, however, people in all types of economic circumstances may see a benefit from them. A trust fund is a special legal arrangement that lets a benefactor arrange for certain…
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Is Whole Life Insurance Right for You?

Term life insurance will cover you for a certain period of time. Alternatively, whole life insurance also includes a savings account known as its cash value, which builds over time. You can borrow against the cash value or surrender the…
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