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technological advances find their way to the industry, we will be excited to implement them and make life To learn more about how you can conveniently establish an estate plan to protect your loved ones, call

However, today, only about five percent of people have conditions warranting a stay in a nursing home of five years or more. basic health care is provided along with a variety of entertainment and social options. • Assisted living : For seniors who prefer to have their medical care and entertainment options onsite, assisting living Since you will likely need some form of long-term care in the future, it is important to engage in estate

“I know how much he loves what he does and how good he is at it, and his career has brought tremendous benefit to our lives,” she said. “We are grateful to Michael and Pamela for their love of our school,” said Dean Mahesh Daas. “This scholarship will give students who come from rural communities the opportunity to become part of

course, continues to evolve over time in this more technological and more digital world in which we live

Here’s a rundown: Sign up for low-cost life insurance. Active-duty members of the military can purchase low-cost term life insurance, called Servicemembers’ Group Life Insurance (SGLI). It gives your spouse or another person you choose the authority to handle your affairs while you’re on Update those designations with your spouse and review them when you have life changes like marriage,

The article, entitled “Draft Brett Favre to Talk About End-of-Life Plans,” says that recent research financial power of attorney (or a durable power of attorney), and an advanced health care directive (or a living Remember, the objective of “the talk” is to open the subject for discussion, to see whether your loved thought, to save headaches if you need the documents in a hurry and to enable you to carry out your loved Reference: Money (November 25, 2015) “Draft Brett Favre to Talk About End-of-Life Plans” #AdvancedHealthCareDirective

If the victim refuses to give the information or provide payment, the caller may become hostile and aggressive This insidious method works more often than you think, so we encourage you to talk to your elderly loved But, if you suspect that the person on the other end of the line is not who they say they are, just hang If you are worried about yourself or elderly loved ones falling victim to these types senior scams, call

Along the same lines, if you are married with young children and both parents die, then your failure Like those you ask to be your children’s guardians, talk to the individual you’ve asked to be your proxy Tell them how you feel about death, dying, and life support.

While they may be able to successfully appeal that decision, most give up and assume that they are not

So, ask yourself when you’d like your tax break—now or later? age, you’ll have to withdraw a certain percentage of your account’s value every year, based on IRS life You can leave the money in the account alone as long as you like. There are certain exceptions, like the ability to use IRA funds for college without a penalty at any

Estate Affidavit – This administration is used to collect a small amount of money owed to the estate, like

However, the IRS gives you a grace period if you file your tax return by February 1. 30: Some beneficiaries who inherited individual and Roth IRAs in 2015 take note—if a non-individual (like Otherwise, the IRA may have to be totally withdrawn within five years after the original owner’s death That way each beneficiary can use his or her own life expectancy for required withdrawals. If not, then the withdrawals will be based on the oldest beneficiary’s life expectancy.