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with scam artists leveraging the internet to make phone calls that appear to have been made close to home

While some decisions may be put off because they’re too personal, there are decisions that need to be need to collect the following documents: At least 10 original death certificates (from the funeral home

., 21, 30, or 40) or for specific purposes like education or a first home.

article, “9 ways for older Mainers to get a grip on finances in 2016,” from the Bangor Daily News has some , think about changing your withholding amounts to be closer to the taxes you expect to owe for the coming Check your life, health, long-term care, home and automobile policies for appropriate coverage and any

can add pictures to the list to help identify the items and your beneficiaries can choose online or some other way of informing your executor of their choices as their turns come up.

Today, there are many more sophisticated ways to ensure that your assets do not come under attack.

labeled “Open Upon My Death” with your name on the front, stashed in your bureau or in your desk at home

Mistakes Are Easier and More Costly to Make Than You Think When it comes to your Will, the outcome could Some individuals may prefer a living Will in order to avoid probate (the need to establish the validity Alternatively, some individuals are so afraid of the process, do not know where to start, or what they And some situations are just plain inappropriate to choose the DIY method of estate planning.

When a spouse dies, the surviving spouse may feel some sort of real or perceived threat from their step-children Wills are in many instances signed at the last minute in hospital rooms or nursing homes.

Although many legit salespeople offer to meet clients in their home, all strangers should first be fully If you think you’ve been targeted for some sort of scam, take quick action.

Baby boomers are heading toward retirement, and some are already there, as the oldest members of the McClanahan), Rose (Betty White), Sophia (Estelle Getty), and Dorothy (Bea Arthur) shared Blanche’s Miami home Blanche sought some roommates to help offset expenses and ended up with Rose and Dorothy—and Dorothy’ Their late-life dating made for a lot of laughs and some tears.

They’ve never heard of spousal elective shares or homestead rights, and have not thought of the effect For example, in some states, the rights that a spouse automatically gains upon marriage may include: But if you plan on getting remarried, or already have, here are some of the things to keep in mind: Consult Folks getting remarried should think about getting a prenuptial agreement, especially if they have a home Where you live matters: in some states, the surviving spouse gets a minimum dollar amount or minimum