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385 items found for "long term care"

  • How to Pay for Long-Term Care Without Long-Term Care Insurance

    Average Costs of Long-Term Care The cost of long-term care can vary greatly. Long term care riders allow you to use your death benefit for long term care. funding long term care. role in long term care. for long term care.

  • Figuring Out Long-Term Care Insurance

    According to mysuburbanlife.com‘s recent article “Understanding Long Term Care Insurance,” the U.S. Department of Health and Human Services defines long-term care (LTC) as a range of services and supports Long-term care also covers assistance required because of dementia or other cognitive impairments. In anticipation of needing to pay for these services, people typically purchase long-term care (LTC) Reference: mysuburbanLife.com (April 7, 2016) “Understanding Long Term Care Insurance” #AssetProtection

  • Starting the Long-Term Care Planning Process

    The sooner you start planning for your long-term care, the better. At Your Legacy Legal Care, we’ve helped numerous Texas clients begin the long-term care planning process What is Long-Term Care Planning? How Can I Pay for My Long-Term Care? There’s no way around it: long-term care can be expensive. Questions About Long-Term Care Planning?

  • Long-Term Care Insurance and Alternatives | Houston Elder Law Attorneys

    long-term care that are often not considered. One option would be hybrid long-term care insurance. With hybrid policies, the consumer has the guarantee of long term care benefits or, if no care is needed Many annuities also have long-term care riders which would waive any fees for certain conditions. Lastly, many single-premium whole life insurance policies have an attached long-term care rider.

  • Navigating Long-Term Care Insurance with Your Houston Elder Lawyer

    Do I Need Long-Term Care Insurance? Without long-term care insurance, life can become particularly difficult. Long-term care insurance can be expensive, but it can end up saving your estate in the long run. Your Houston elder lawyer will be able to present you with a variety of options for long-term care insurance You may need to do some research to determine what the costs are for long-term care in your area.

  • Houston Elder Lawyer Answers, “When should I start planning for long-term care?”

    Many people realize that long-term care is a rising concern for elderly individuals. While it is true that most people living in long term care facilities are older, planning for long-term At any point, any one of us could require long-term care. Just one accident could place you in long-term care facility for the reminder of your life. This is why we discuss the need for long-term care insurance with all of our clients.

  • Houston Elder Lawyer: Extra VA Benefits Are Available for Wartime Veterans to Help Pay for Long-Term Care

    Long-term care is expensive , and many seniors in the Greater Houston area struggle to pay for the costs their spouses who need financial assistance, or simply need help covering the costs associated with long-term care or un-reimbursed medical expenses. The benefit can even be used to pay a family member who oversees or provides the care for their loved-one veterans and their spouses can be eligible for up to $25,525 per year, tax-free, to help pay for their care

  • Long-Term Care Facilities Required to Request Guardianship Orders

    How Do Long-Term Care Facilities Handle Guardianship Orders? Guardianship orders are not new. However, there are new rules to govern the way that long-term care facilities handle guardianship orders The guardians will not only be responsible for deciding what long-term facility the senior will be living The Guardian has a great deal of responsibility when it comes to their loved one’s experience in a long-term If you have any questions regarding the guardianship process or submitting guardianship orders to long-term

  • Saving the Home with Long-Term Health Care Demands

    If a senior is in a situation where his or her long-term care insurance is exhausted and the other assets are used to pay for care, how does one protect the home from being taken? Long-term care insurance is important; however, it’s also critical to review and revise your financial Speak with an experienced estate planning or elder care attorney to plan for your individual circumstances You should also have your will, general power of attorney, advance health care directive or other estate

  • Exploring Long-Term Care

    The article, “What is Long Term Care?” , quotes the National Institute of Health (NIH), which states that what’s termed long-term care (LTC) Long-term care can be in an institution or at home, based on the patient’s specific situation and needs Beyond an individual’s personal savings, long-term care insurance is available with many options and Reference: Huffington Post (June 8, 2016) “What is Long Term Care?”

  • The Inextricable Link Between Long-Term Planning and Freedom

    you are hoping to achieve lasting success and a real sense of freedom, there is no substitution for long-term Planning is one of the most effective ways to mitigate that stress, so it goes without saying that long-term Planning as Prevention You may not be able to prevent the worst-case scenarios of life from happening If you are anxious about what might happen to your minor children should you get into a car accident, Schedule your appointment with Your Legacy Legal Care to help you gain that sense of happiness today

  • Should Inflation Prompt You to Revisit Your Long-term Financial and Estate Plans?

    Inflation decreases the value of your savings and will continue to do so long after you retire. investment strategy and retirement income plan to see if you will be protected from inflation in the long answers to these questions are complicated – here are a few other considerations to factor into your long-term term. Utilities, food, healthcare, and other long-term costs can eat up a large chunk of your savings, so it

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